Summary
68 / 100 · Bulios Score
What speaks for it
- Out of every 100 USD of revenue, 28 USD is left as net profit.
- Revenue grew by 9.4% a year over the last 3 years.
What to watch
- The share price is above the Bulios Fair Price.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks expensiveBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 11.4 USD for 1 USD of yearly profit. Over the last five years it was 10.4 USD on average.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 7.1% a year over 5 years. Over the last 3 years it grew by 9.4% a year. Earnings per share grew by 2.3% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 22 USD
- Sales and administration 50 USD
- Taxes and other -0.1 USD
- Net profit 28 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 28 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 3.00%
- Paid out of profit
- 34%
- Raised in a row
- 1 year
You receive $1.16 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Neutral- Buy 3
- Hold 6
- Sell 0
Today's price within the analysts' price targets
The average target of $38 is at today's price. 33% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Other Service Charges and Fees 46%
- Service Charges on Deposit Accounts 17%
- Income from Bank-owned Life Insurance 14%
- Income from Fiduciary Activities 12%
- Mortgage Banking Income 6.7%
- Other 3.7%
By region
The company reports no revenue by region.
Other Service Charges and Fees brings in 46% of revenue. Mortgage Banking Income grew fastest, by 15% a year.
Segments in detail