It’s probably not too late, but I personally wouldn’t buy now. If you plan to hold it for another 15 years, then it doesn’t really matter.

If you want to buy regularly for long-term holding, it’s never too late. No one knows where the price will be in 10 years.

Unfortunately I didn’t manage to buy at those nice prices and I definitely won’t be buying now. It would be interesting below $20.

Hi, I bought $SOFI between $8–$9, so there’s room for a nice gain — there are people who bought it for less… In any case, my view is that the company has big potential and it proves that every quarter. The question you have to answer yourself is what kind of return you expect at these prices. As the colleague above mentioned, it could easily be less, 20–40%, but it could also be 100% in two or three years — it depends on how much you believe in the company. For me it’s my second-largest position, and if I were to add now, around $17 would still make sense. In any case (I’m not saying this is the right approach) you can buy and hold, or you can sell at the first reasonable profit — it depends on how you decide to play it. 🙂

If you buy SOFI shares now, in 3 years you'll be up 40% to 80%.

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