Charles Schwab: Transitioning to a Registered Investment Advisor (RIA) model

The Charles Schwab Corporation $SCHW is one of the favorites in the financial marketplace due to its strategic departure from the traditional banking and brokerage model. Schwab's focus on the Registered Investment Advisor (RIA) space has brought the firm significant growth in the number of clients and the amount of assets under management.

Significant growth and acquisition of TD Ameritrade

The transition to the RIA model will have a major impact on the firm's future, according to portfolio manager Carey, as the flow of funds to RIA firms is expected to outpace traditional banking and brokerage activities in the coming years. $SCHW has completed the integration of competitor TD Ameritrade and plans to roll out the platform to investors with more than $5 million.

Strong stock performance and analyst recommendations

Shares of $SCHW are up 7.1% year-to-date and have gained 30% over the past 12 months. Analysts say the company has further upside potential, with 14 of 21 analysts recommending buying or upgrading the stock, with a target price of $79.67, representing 8.1% upside potential from the current price.


It's one of the major companies in this sector. The price doesn't look bad at all. This sector is a sure thing, so maybe I'll buy a couple of their shares.

Banking sector rep great, but I already have $JPM. I'm not gonna buy in just yet.

It's growing quite a bit, but I'm out of that sector.

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