SoFi Technologies ended the second quarter of 2025 with record results, validating its strategy of combining banking, investment, lending and technology services on one platform. The company was able to increase revenue by more than 40% year-over-year, achieve strong profitability growth, and add a record number of new members and products.

The results are proof that SoFi $SOFI is no longer just an "alternative player" to traditional banks, but is becoming an established institution with a unique model. The firm is benefiting from the growing loyalty of its members, diversification of income and the ability to launch new products quickly. As a result, it has been able to strengthen not only its short-term results but also its long-term foundations for steady growth.

How was the last quarter?

SoFi reported record net sales of $855 million in the second quarter of 2025, up 43% year-over-year. Adjusted sales were $858 million, up 44% from a year ago. Net income rose to US$97 million, up from…