🟣 NU HOLDINGS – Q2 2026 RESULTS $NU $SOFI

📊 Key Results

🔹 Revenue: $5.51B ➡️ Expected: $5.23B ➡️ +50.3% YoY 🟢

🔹 Diluted EPS: $0.216 ➡️ Expected: $0.20 ➡️ Beat 🟢

🔹 Net Income: $1.06B ➡️ Expected: $998M ➡️ +66.8% YoY 🟢

🔹 Total Assets: $82.75B ➡️ +31.9% YoY

🔹 Gross Profit: $2.35B ➡️ +51.6% YoY

💰 Other Results

🔹 Interest Income and Gains: $4.76B ➡️ +52.1% YoY

🔹 Basic EPS: $0.2183 ➡️ Last year: $0.1320

🏦 Balance Sheet

🔹 Total Deposits: $45.33B ➡️ +23.7% YoY

🔹 Credit Card Receivables: $21.49B ➡️ +42.1% YoY

🔹 Loans to Customers: $11.32B ➡️ +43.8% YoY

🔹 Shareholders' Equity: $13.25B ➡️ +38.4% YoY

🛡️ Credit Quality

🔹 Credit Coverage Ratio: 17.4%

🔹 Stage 3 Coverage Ratio: 85.9%

🚀 My Take

Last week I shared on Patreon that I believed NU Holdings offered a very interesting buying opportunity at the current price.

I myself bought NU Holdings last week.

And today? 📈 The stock is up about 8%.

https://www.patreon.com/Obycejnyinvestor1/posts/investoval-jsem-166127423

In my view, the results show that NU Holdings continues to grow very quickly – not only in revenue but also in profit, loans, deposits, and the overall balance sheet.