I'm also leaning more towards the 25.

They can't afford another 0.5%. Now it's only going to be 0.25%.

It's hard to say, but it was good. Well, I'd be willing to believe they'll cut it by another 50.

I think that would be too many times. I'd see it more like the 25

I wouldn't predict it by 50 points anymore. More like 2 reductions of 25 by the end of the year.