Artificial intelligence has officially entered its most transformative phase — not in Big Tech, but in finance. The combination of data analytics, real-time algorithms, and scalable AI infrastructure is reshaping how banks assess risk, approve loans, and manage capital. The latest quarterly results from one fast-rising fintech prove that the fusion of AI and finance isn’t theory anymore — it’s a business model built for profitability.
With EBITDA up 91% year over year and management raising full-year guidance, the company has gone from high-risk experiment to sustainable growth story. Investors who once questioned its viability now see a fintech firm turning into a predictable cash-generating engine — and a symbol of how AI is redefining financial efficiency worldwide.
Analysis highlights
- Record EBITDA of $107 million In 3Q 2025 (+91% year-on-year).
- Revenue growth of 36 % At USD 350 millionabove analysts' estimates.
- Full-year guidance raised to USD 372-382 million EBITDA (from previous…