Summary
62 / 100 · Bulios Score
What speaks for it
- Revenue grew by 19% a year over the last 3 years.
- Out of every 100 USD of revenue, 18 USD is left as net profit.
- It bought back its own shares for $21.4B in the last fiscal year, 5.2% of its market value.
What to watch
- The share price is above the Bulios Fair Price.
- Analysts expect revenue to fall by 36% this fiscal year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks expensiveBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 12.8 USD for 1 USD of yearly profit. Over the last five years it was 352.1 USD on average.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 15% a year over 5 years. Over the last 3 years it grew by 19% a year. For the next fiscal year analysts expect revenue to fall by 36%. Earnings per share grew by 6.2% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 34 USD
- Research and development 1.1 USD
- Sales and administration 41 USD
- Taxes and other 6.5 USD
- Net profit 18 USD
Net profit, industry median (Banks - Diversified) 18 USD
Out of every 100 USD of revenue, 18 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
High, stretched- Yield
- 6.18%
- Paid out of profit
- 79%
You receive $72.50 per share a year. The payout takes a large part of its profit or free cash flow.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 19
- Hold 18
- Sell 2
No analyst has published a price target.
49% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Consumer Banking Segment 37%
- Global Wealth and Investment Management Segment 21%
- Global Banking Segment 21%
- Global Markets Segment 21%
By region
- UNITED STATES 76%
- Non-US 12%
- EMEA 5.9%
- Asia 4.7%
- Latin America 1.4%
Consumer Banking Segment brings in 37% of revenue.
Segments in detail