Summary
33 / 100 · Bulios Score
What speaks for it
- The share price is below the Bulios Fair Price.
- Earnings per share grew by 12% a year over the last 3 years.
- It bought back its own shares for $187.7M in the last fiscal year, 7.0% of its market value.
What to watch
- The company made a loss over the last 12 months.
- Analysts expect revenue to fall by 34% this fiscal year.
- Revenue growth is slowing: 4.1% a year over the last 3 years against 42% over 5 years.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
The company made a loss over the last 12 months, so there is no profit to set the price against.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 42% a year over 5 years. Over the last 3 years it grew by 4.1% a year. For the next fiscal year analysts expect revenue to fall by 34%. Earnings per share grew by 12% a year over the last 3 years.
Growth in detailDoes it make money?
PoorlyOver the last 12 months it made a loss of $21.3M.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, at risk- Yield
- 2.71%
You receive $0.46 per share a year. The payout is more than the company can comfortably cover.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 15
- Hold 9
- Sell 3
Today's price within the analysts' price targets
The average target of $15 is 16% below today's price. 56% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Noninterest Income 50%
- Service Charges On Deposit Accounts 25%
- Other Commissions And Fees 25%
- Other 0.7%
By region
The company reports no revenue by region.
Noninterest Income brings in 50% of revenue. Service Charges On Deposit Accounts grew fastest, by 7.8% a year.
Segments in detail