Summary
50 / 100 · Bulios Score
What speaks for it
- Revenue grew by 19% a year over the last 3 years.
- It bought back its own shares for $18.3B in the last fiscal year, 12% of its market value.
What to watch
- The share price is above the Bulios Fair Price.
- 87% of profit goes to the dividend, leaving little room to raise it.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks expensiveBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 8.8 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
Revenue grew by 14% a year over 5 years. Over the last 3 years it grew by 19% a year. Earnings per share fell by 0.0% a year over the last 3 years.
Growth in detailDoes it make money?
ReasonablyWhere 100 USD of revenue goes
- Cost of sales 45 USD
- Research and development 1.5 USD
- Sales and administration 37 USD
- Taxes and other 4.5 USD
- Net profit 12 USD
Net profit, industry median (Banks - Diversified) 18 USD
Out of every 100 USD of revenue, 12 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
High, stretched- Yield
- 9.92%
- Paid out of profit
- 87%
You receive $2.66 per share a year. The payout takes a large part of its profit or free cash flow.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 27
- Hold 18
- Sell 1
No analyst has published a price target.
59% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Markets 27%
- Services 26%
- U.S. Personal Banking 26%
- Personal Banking and Wealth Management 11%
- Banking Segment 10%
By region
- North America 85%
- EMEA 15%
Markets brings in 27% of revenue. Banking Segment grew fastest, by 34% a year.
Segments in detail