Summary
63 / 100 · Bulios Score
What speaks for it
- Revenue grew by 14% a year over the last 3 years.
- Out of every 100 USD of revenue, 21 USD is left as net profit.
- It has raised its dividend 8 years in a row and pays out only 31% of profit.
What to watch
- The share price is above the Bulios Fair Price.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks expensiveBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 12.8 USD for 1 USD of yearly profit. Over the last five years it was 11.1 USD on average.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 16% a year over 5 years. Over the last 3 years it grew by 14% a year. Earnings per share grew by 12% a year over the last 3 years.
Growth in detailDoes it make money?
ReasonablyWhere 100 USD of revenue goes
- Cost of sales 41 USD
- Sales and administration 48 USD
- Taxes and other -9.0 USD
- Net profit 21 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 21 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 2.41%
- Paid out of profit
- 31%
- Raised in a row
- 8 years
You receive $0.48 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Neutral- Buy 0
- Hold 2
- Sell 0
No analyst has published a price target.
0.0% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Mortgage Banking 38%
- Credit Card 33%
- Bank Servicing 29%
By region
The company reports no revenue by region.
Mortgage Banking brings in 38% of revenue.
Segments in detail