Summary
64 / 100 · Bulios Score
What speaks for it
- Revenue grew by 22% a year over the last 3 years.
- The share price is below the Bulios Fair Price.
- It bought back its own shares for $4.10B in the last fiscal year, 47% of its market value.
What to watch
- Earnings per share fell by 39% a year over the last 3 years.
- Analysts expect revenue to fall by 7.7% this fiscal year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 0.8 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 17% a year over 5 years. Over the last 3 years it grew by 22% a year. For the next fiscal year analysts expect revenue to fall by 7.7%. Earnings per share fell by 39% a year over the last 3 years.
Growth in detailDoes it make money?
ReasonablyWhere 100 USD of revenue goes
- Cost of sales 34 USD
- Sales and administration 45 USD
- Taxes and other 7.6 USD
- Net profit 13 USD
Net profit, industry median (Financial - Credit Services) 8.0 USD
Out of every 100 USD of revenue, 13 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
High, safe- Yield
- 7.62%
- Paid out of profit
- 6.4%
You receive $1.09 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 16
- Hold 15
- Sell 5
No analyst has published a price target.
44% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Interchange Fees, Contracts 80%
- Service Charges And Other Customer Fees, Contracts 11%
- Other Contract Revenue 9.5%
By region
The company reports no revenue by region.
Interchange Fees, Contracts brings in 80% of revenue. Service Charges And Other Customer Fees, Contracts grew fastest, by 19% a year.
Segments in detail