Summary
57 / 100 · Bulios Score
What speaks for it
- Out of every 100 USD of revenue, 29 USD is left as net profit.
- It has been profitable 6 years in a row.
What to watch
- Earnings per share fell by 3.1% a year over the last 3 years.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Fairly pricedBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 18.6 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 6.1% a year over 5 years. Over the last 3 years it grew by 4.6% a year. For the next fiscal year analysts expect revenue to grow by 8.8%. Earnings per share fell by 3.1% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 20 USD
- Sales and administration 41 USD
- Taxes and other 9.9 USD
- Net profit 29 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 29 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Moderate, stretched- Yield
- 3.66%
- Paid out of profit
- 68%
You receive $0.80 per share a year. The payout takes a large part of its profit or free cash flow.
Dividends in detailWhat do analysts expect?
Neutral- Buy 6
- Hold 10
- Sell 0
Today's price within the analysts' price targets
The average target of $26.67 is 22% above today's price. 38% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Deposit Account 52%
- Fiduciary and Trust 40%
- Credit Card 7.3%
By region
The company reports no revenue by region.
Deposit Account brings in 52% of revenue. Fiduciary and Trust grew fastest, by 8.5% a year.
Segments in detail