Feed CZBC
CZ

Citizens Bancorp CZBC · OTC

$15.32 -4.25% (-$0.68)

Summary

38 / 100 · Bulios Score

What speaks for it

  • The share price is below the Bulios Fair Price.
  • It has been profitable 6 years in a row.

What to watch

  • Earnings per share fell by 35% a year over the last 3 years.
  • It cut its dividend by 37% last year.
  • Out of every 100 USD of revenue, only 6.2 USD is left as net profit.

Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more

Score in detail

Price

Is it expensive?

Looks cheap
Bulios Fair Price
Current price $15.32
P/E today 42.7 218% higher
5-year average P/E 13.4
P/E today 42.7
Banks - Regional industry median

Bulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?

Today you pay 42.7 USD for 1 USD of yearly profit. Over the last five years it was 13.4 USD on average.

Valuation in detail

Is it growing?

Slowly

Revenue (USD)

Diluted EPS (USD)

Revenue grew by 1.6% a year over 5 years. Over the last 3 years it grew by 0.5% a year. Earnings per share fell by 35% a year over the last 3 years.

Growth in detail

Does it make money?

Poorly

Where 100 USD of revenue goes

Net profit, industry median (Banks - Regional) 21 USD

Out of every 100 USD of revenue, 6.2 USD is left as net profit.

Profitability in detail

Is it financially healthy?

Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.

Financial health in detail

Does it pay a dividend?

Small, stretched
Yield
1.25%
Paid out of profit
53%

You receive $0.20 per share a year. The payout takes a large part of its profit or free cash flow.

Dividends in detail

What do analysts expect?

No coverage

No analyst covers this stock.

Analysts in detail

What does it earn on?

By product

The company reports no revenue by product.

By region

The company reports no revenue by region.

Segments in detail

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