CZ
Citizens Financial Services, Inc.
CZFS · NASDAQ
$79.14 +0.67% (+$0.53)
1M -4.83%
Market Cap $380.3M
P/E Ratio 9.26x
Div. Yield 2.55%
ROE 12.05%
Bulios Fair Price
$84.33
6.6% upside
Current Price
$79.14
Undervalued Fair Value Overvalued
According to Bulios Fair Price, CZFS is currently undervalued relative to its market price. How does it work?
Bulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Analysis
An AI report on the business, its finances, valuation, sentiment, news and risks - written in a few minutes.
Piotroski F-Score Moderate
6/9Valuation
98 /100
Cheap P/S 2.16x
P/B 1.08x
P/E 9.26x
Growth
74 /100
Growing Rev. growth 23.00%
Book val. growth 19.09%
EPS growth 2.38%
Profitability
86 /100
Strong Op. margin 28.62%
Net margin 23.34%
FCF margin N/A
Quality
78 /100
Excellent ROA 1.29%
Asset turnover 0.06x
ROE 12.05%
Debt
100 /100
Low Current ratio 12.29x
Int. coverage N/A
Net debt/EBITDA N/A
Stability
43 /100
Moderate Rev. volatility 23.27%
EPS volatility 48.13%
Profitable years 6
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Ask StockBot about CZFS
Online
Sector
Financial Services
Industry
Banks - Regional
CEO
Randall E. Black
Employees
389
Headquarters
Mansfield
Upcoming events
29 OCT
Earnings
Upcoming earnings report