Summary
59 / 100 · Bulios Score
What speaks for it
- The share price is below the Bulios Fair Price.
- Revenue grew by 12% a year over the last 3 years.
- It bought back its own shares for $525.0M in the last fiscal year, 3.1% of its market value.
What to watch
- It cut its dividend by 10% last year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapPrice against the Bulios Fair Price
P/E against the industry (Banks - Regional)
Bulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 7.2 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 9.9% a year over 5 years. Over the last 3 years it grew by 12% a year. Earnings per share grew by 1.9% a year over the last 3 years.
Growth in detailDoes it make money?
ReasonablyWhere 100 USD of revenue goes
- Cost of sales 31 USD
- Research and development 0.9 USD
- Sales and administration 48 USD
- Taxes and other 4.3 USD
- Net profit 16 USD
Net profit, industry median (Banks - Regional) 25 USD
Out of every 100 USD of revenue, 16 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
High, stretched- Yield
- 7.65%
- Paid out of profit
- 55%
You receive $1.96 per share a year. The payout takes a large part of its profit or free cash flow.
Dividends in detailWhat do analysts expect?
Neutral- Buy 15
- Hold 20
- Sell 2
No analyst has published a price target.
41% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Branch Banking 51%
- Commercial Banking 49%
- Wealth And Asset Management 0.2%
By region
The company reports no revenue by region.
Branch Banking brings in 51% of revenue.
Segments in detail