Summary
76 / 100 · Bulios Score
What speaks for it
- Revenue grew by 16% a year over the last 3 years.
- The share price is below the Bulios Fair Price.
- Out of every 100 USD of revenue, 17 USD is left as net profit.
What to watch
- Analysts expect revenue to fall by 11% this fiscal year.
- 81% of profit goes to the dividend, leaving little room to raise it.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 11.4 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 19% a year over 5 years. Over the last 3 years it grew by 16% a year. For the next fiscal year analysts expect revenue to fall by 11%. Earnings per share fell by 1.4% a year over the last 3 years.
Growth in detailDoes it make money?
ReasonablyWhere 100 USD of revenue goes
- Cost of sales 36 USD
- Sales and administration 43 USD
- Taxes and other 3.7 USD
- Net profit 17 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 17 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
High, stretched- Yield
- 7.11%
- Paid out of profit
- 81%
You receive $1.13 per share a year. The payout takes a large part of its profit or free cash flow.
Dividends in detailWhat do analysts expect?
Neutral- Buy 11
- Hold 22
- Sell 2
No analyst has published a price target.
31% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Cards And Payment Processing Revenue 44%
- Trust And Investment Management Services Revenue 29%
- Service Charges Revenue 18%
- Insurance Revenue 5.8%
- Other Revenue 2.2%
- Other 0.9%
By region
The company reports no revenue by region.
Cards And Payment Processing Revenue brings in 44% of revenue.
Segments in detail