Summary
85 / 100 · Bulios Score
What speaks for it
- Out of every 100 USD of revenue, 39 USD is left as net profit.
- It has raised its dividend 16 years in a row and pays out only 22% of profit.
- Revenue grew by 14% a year over the last 3 years.
- The share price is below the Bulios Fair Price.
What to watch
None of the indicators we track raises a caution right now.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 9.9 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 13% a year over 5 years. Over the last 3 years it grew by 14% a year. Earnings per share grew by 11% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 21 USD
- Sales and administration 30 USD
- Taxes and other 10 USD
- Net profit 39 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 39 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 2.21%
- Paid out of profit
- 22%
- Raised in a row
- 16 years
You receive $1.46 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 1
- Hold 0
- Sell 0
Today's price within the analysts' price targets
The average target of $85 is 28% above today's price. 100% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Services charges on deposit accounts 52%
- Other service charges, commissions and fees Banking 41%
- Other service charges, commissions and fees, Non-banking 7.3%
By region
The company reports no revenue by region.
Services charges on deposit accounts brings in 52% of revenue. Other service charges, commissions and fees, Non-banking grew fastest, by 6.9% a year.
Segments in detail