Summary
71 / 100 · Bulios Score
What speaks for it
- Revenue grew by 26% a year over the last 3 years.
- Out of every 100 USD of revenue, 22 USD is left as net profit.
- The share price is below the Bulios Fair Price.
What to watch
- Analysts expect revenue to fall by 22% this fiscal year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 10.7 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 33% a year over 5 years. Over the last 3 years it grew by 26% a year. For the next fiscal year analysts expect revenue to fall by 22%. Earnings per share grew by 6.1% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 33 USD
- Sales and administration 38 USD
- Taxes and other 6.7 USD
- Net profit 22 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 22 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
High, stretched- Yield
- 7.04%
- Paid out of profit
- 76%
You receive $1.75 per share a year. The payout takes a large part of its profit or free cash flow.
Dividends in detailWhat do analysts expect?
Neutral- Buy 5
- Hold 7
- Sell 0
No analyst has published a price target.
42% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2021By product
- Wealth Management Services 32%
- Deposit Account 28%
- Investment Advisory, Management and Administrative Service 20%
- Debit Card And A T M Fees 17%
- Merchant Processing Services 3.0%
- Other 1.1%
By region
The company reports no revenue by region.
Wealth Management Services brings in 32% of revenue. Merchant Processing Services grew fastest, by 8.4% a year.
Segments in detail