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OP Bancorp OPBK · NASDAQ

$15.08 -2.33% (-$0.36)

Market cap
$230.6M
Enterprise value
$230.6M
P/E
10.4x
Forward P/E
7.7x
PEG
0.4x
P/S
1.8x
P/FCF
9.8x
EV/EBITDA
6.7x
ROIC
3.1%
Gross margin
57.2%
Net margin
17.2%
Dividend yield
3.37%
Payout ratio
34.9%
Net debt/EBITDA
0.0x
Beta
0.61
Free float
79.4%

About the company

OP Bancorp is an American bank holding company based in California that operates bank branches under the brand Open Bank. The company provides a wide range of banking products and services for individuals, small and medium-sized businesses, and corporate clients. Among the main products offered are checking accounts, savings accounts, mortgage loans, business loans, and commercial banking. Open Bank focuses on providing personalized services and solutions for its clients and actively engages in the community through various charitable and philanthropic activities. OP Bancorp shares could be suitable for investors seeking exposure in the banking sector with an emphasis on community banking and regional markets in California.

Sector

Financial Services

Industry

Banks - Regional

CEO

Sang Kyo Oh

Employees

249

Headquarters

Los Angeles

Valuation

Is today's price reasonable?

  • What speaks for it: The share price is below the Bulios Fair Price.

Growth and estimates

Is it growing, and what comes next?

  • What speaks for it: Revenue grew by 16% a year over the last 3 years.
  • What to watch: Earnings per share fell by 7.0% a year over the last 3 years.

Profitability and quality

How much of the revenue is left, and how well does the company use its capital?

  • What speaks for it: Out of every 100 USD of revenue, 17 USD is left as net profit.

Financial health

Can it carry its debt?

Capital and dividends

What does the company do with the money it earns?

Analysts

What do the professionals think, and is it changing?

Owners and insiders

Who holds the stock, and what is management doing?

Segments

Which part of the company is growing?

Peer comparison

How does it compare with similar companies?

Price and risk

How does the stock behave?

Statements

Every number

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