Summary
53 / 100 · Bulios Score
What speaks for it
- Out of every 100 USD of revenue, 20 USD is left as net profit.
- The share price is below the Bulios Fair Price.
- Analysts expect revenue to grow by 61% this fiscal year.
- It has raised its dividend 7 years in a row and pays out only 48% of profit.
What to watch
- Revenue fell by 15% a year over the last 3 years.
- Earnings per share swing sharply from year to year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 12.2 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
It is shrinkingRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue fell by 8.6% a year over 5 years. Over the last 3 years it fell by 15% a year. For the next fiscal year analysts expect revenue to grow by 61%.
Growth in detailDoes it make money?
ReasonablyWhere 100 USD of revenue goes
- Cost of sales 27 USD
- Sales and administration 32 USD
- Taxes and other -2.0 USD
- Net profit 20 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 20 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Moderate, safe- Yield
- 3.89%
- Paid out of profit
- 48%
- Raised in a row
- 7 years
You receive $0.86 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 6
- Hold 2
- Sell 1
Today's price within the analysts' price targets
The average target of $26.17 is 19% above today's price. 67% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Deposit Account 37%
- Fiduciary and Trust 28%
- Credit and Debit Card 25%
- Mortgage Loans 5.9%
- Financial Service, Other 4.1%
By region
The company reports no revenue by region.
Deposit Account brings in 37% of revenue. Fiduciary and Trust grew fastest, by 6.0% a year.
Segments in detail