Unum Group UNMA · NYSE
$20.89 +1.09% (+$0.23)
Summary
60 / 100 · Bulios Score
What speaks for it
- The share price is below the Bulios Fair Price.
- It bought back its own shares for $1.01B in the last fiscal year, 22% of its market value.
What to watch
- Earnings per share fell by 15% a year over the last 3 years.
- Out of every 100 USD of revenue, only 5.3 USD is left as net profit.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapPrice against the Bulios Fair Price
P/E against the industry (Insurance - Life)
Bulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 6.6 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue fell by 0.1% a year over 5 years. Over the last 3 years it grew by 3.2% a year. Earnings per share fell by 15% a year over the last 3 years.
Growth in detailDoes it make money?
PoorlyWhere 100 USD of revenue goes
- Cost of sales 64 USD
- Sales and administration 29 USD
- Taxes and other 1.5 USD
- Net profit 5.3 USD
Net profit, industry median (Insurance - Life) 12 USD
Out of every 100 USD of revenue, 5.3 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
High, stretched- Yield
- 7.56%
- Paid out of profit
- 50%
You receive $1.56 per share a year. The payout takes a large part of its profit or free cash flow.
Dividends in detailWhat do analysts expect?
No coverageNo analyst covers this stock.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Unum US 61%
- Colonial Life 15%
- Closed Block 14%
- Unum International 9.5%
By region
The company reports no revenue by region.
Unum US brings in 61% of revenue. Unum International grew fastest, by 12% a year.
Segments in detail