Summary
81 / 100 · Bulios Score
What speaks for it
- Earnings per share grew by 26% a year over the last 3 years.
- Out of every 100 USD of revenue, 18 USD is left as net profit.
- It bought back its own shares for $19.5B in the last fiscal year, 7.8% of its market value.
What to watch
- The share price is above the Bulios Fair Price.
- Analysts expect revenue to fall by 28% this fiscal year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks expensiveBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 10.8 USD for 1 USD of yearly profit. Over the last five years it was 11.3 USD on average.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 8.5% a year over 5 years. Over the last 3 years it grew by 14% a year. For the next fiscal year analysts expect revenue to fall by 28%. Earnings per share grew by 26% a year over the last 3 years.
Growth in detailDoes it make money?
ReasonablyWhere 100 USD of revenue goes
- Cost of sales 36 USD
- Sales and administration 43 USD
- Taxes and other 3.5 USD
- Net profit 18 USD
Net profit, industry median (Banks - Diversified) 18 USD
Out of every 100 USD of revenue, 18 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 2.23%
- Paid out of profit
- 24%
- Raised in a row
- 4 years
You receive $1.85 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 28
- Hold 28
- Sell 4
Today's price within the analysts' price targets
The average target of $99.13 is 20% above today's price. 47% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Consumer Banking and Lending 44%
- Corporate and Investment Banking 22%
- Wealth and Investment Management 19%
- Commercial Banking 14%
- Corporate 0.9%
By region
The company reports no revenue by region.
Consumer Banking and Lending brings in 44% of revenue. Corporate and Investment Banking grew fastest, by 8.6% a year.
Segments in detail