After several years of structural changes, declining revenues and efforts to redefine its operations, a visible change for the better is coming for Citigroup. The second quarter of 2025 brought significant improvement across the bank's key segments. Significant year-over-year growth in both revenue and earnings shows that the business model realignment is beginning to bear fruit - not only at the individual division level, but also in terms of overall return on capital and shareholder relations.

Of particular note is the performance of the Markets, Banking and Wealth Management segments, which grew at double-digit rates. Hand in hand with this is the growing confidence of investors and the bank's own management, which has repeatedly stated a clear objective: to make Citigroup a simpler, better performing and more profitable institution.

How was the last quarter?

Citigroup $C ended the second quarter of 2025 with significant year-over-year improvement across key metrics. Revenue reached …