Aflac AFL · NYSE
$119.94 +1.60% (+$1.89)
Summary
81 / 100 · Bulios Score
What speaks for it
- Out of every 100 USD of revenue, 27 USD is left as net profit.
- It bought back its own shares for $3.53B in the last fiscal year, 5.9% of its market value.
- It has raised its dividend 6 years in a row and pays out only 25% of profit.
What to watch
- The share price is above the Bulios Fair Price.
- Revenue fell by 3.1% a year over the last 3 years.
- It missed profit estimates 5 times in the last 8 quarters.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks expensiveBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 12.4 USD for 1 USD of yearly profit. Over the last five years it was 11.4 USD on average.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue fell by 4.8% a year over 5 years. Over the last 3 years it fell by 3.1% a year. Earnings per share fell by 0.5% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 46 USD
- Sales and administration 22 USD
- Taxes and other 5.3 USD
- Net profit 27 USD
Net profit, industry median (Insurance - Life) 10 USD
Out of every 100 USD of revenue, 27 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 2.04%
- Paid out of profit
- 25%
- Raised in a row
- 6 years
You receive $2.41 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Neutral- Buy 9
- Hold 18
- Sell 5
Today's price within the analysts' price targets
The average target of $118.86 is 0.9% below today's price. 28% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Aflac Japan Member 53%
- Aflac US Member 39%
- Other Segments 7.3%
By region
- Aflac Japan Member 58%
- Aflac US Member 42%
Aflac Japan Member brings in 53% of revenue. Other Segments grew fastest, by 64% a year.
Segments in detail