Affirm AFRM · NASDAQ
$74.01 -2.52% (-$1.91)
Summary
65 / 100 · Bulios Score
What speaks for it
- Out of every 100 USD of revenue, 46 USD is left as net profit.
- Analysts expect revenue to grow by 377% this fiscal year.
What to watch
- Revenue fell by 10% a year over the last 3 years.
- The share price is above the Bulios Fair Price.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks expensiveBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 11.4 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 5.7% a year over 5 years. Over the last 3 years it fell by 10% a year. For the next fiscal year analysts expect revenue to grow by 377%.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 32 USD
- Sales and administration 53 USD
- Taxes and other -31 USD
- Net profit 46 USD
Net profit, industry median (Financial - Credit Services) 16 USD
Out of every 100 USD of revenue, 46 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
NoIt pays no dividend.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 28
- Hold 10
- Sell 0
Today's price within the analysts' price targets
The average target of $96.42 is 30% above today's price. 74% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2026By product
- Interest income 48%
- Merchant network revenue 27%
- Gain on sales of loans 14%
- Card network revenue 6.9%
- Servicing income 4.1%
By region
- UNITED STATES 97%
- CANADA 3.4%
- Other Geographical 0.1%
Interest income brings in 48% of revenue.
Segments in detail