Summary
60 / 100 · Bulios Score
What speaks for it
- Earnings per share grew by 51% a year over the last 3 years.
- It has raised its dividend 21 years in a row and pays out only 16% of profit.
- The share price is below the Bulios Fair Price.
What to watch
- Out of every 100 USD of revenue, only 7.9 USD is left as net profit.
- Earnings per share swing sharply from year to year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapPrice against the Bulios Fair Price
P/E against its own last 5 years
P/E against the industry (Insurance - Property & Casualty)
Bulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 12.6 USD for 1 USD of yearly profit. Over the last five years it was 14.9 USD on average.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 5.9% a year over 5 years. Over the last 3 years it grew by 7.9% a year. Earnings per share grew by 51% a year over the last 3 years.
Growth in detailDoes it make money?
PoorlyWhere 100 USD of revenue goes
- Cost of sales 22 USD
- Sales and administration 68 USD
- Taxes and other 2.0 USD
- Net profit 7.9 USD
Net profit, industry median (Insurance - Property & Casualty) 27 USD
Out of every 100 USD of revenue, 7.9 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 1.30%
- Paid out of profit
- 16%
- Raised in a row
- 21 years
You receive $3.52 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 11
- Hold 7
- Sell 1
Today's price within the analysts' price targets
The average target of $327.5 is 21% above today's price. 58% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Global Lifestyle 77%
- Global Housing 23%
By region
- UNITED STATES 100%
Global Lifestyle brings in 77% of revenue. Global Housing grew fastest, by 8.8% a year.
Segments in detail