Credicorp BAP · NYSE
$371.37 -4.38% (-$17.01)
Summary
89 / 100 · Bulios Score
What speaks for it
- Out of every 100 PEN of revenue, 25 PEN is left as net profit.
- Earnings per share grew by 14% a year over the last 3 years.
- The share price is below the Bulios Fair Price.
What to watch
- It missed profit estimates 4 times in the last 8 quarters.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 14.4 PEN for 1 PEN of yearly profit. Over the last five years it was 10.0 PEN on average.
Valuation in detailIs it growing?
Yes, fastRevenue (PEN)
Diluted EPS (PEN)
- Analyst estimate
Revenue grew by 9.7% a year over 5 years. Over the last 3 years it grew by 12% a year. Earnings per share grew by 14% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 PEN of revenue goes
- Cost of sales 23 PEN
- Sales and administration 40 PEN
- Taxes and other 12 PEN
- Net profit 25 PEN
Net profit, industry median (Banks - Diversified) 18 PEN
Out of every 100 PEN of revenue, 25 PEN is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Moderate, stretched- Yield
- 3.75%
- Paid out of profit
- 54%
- Raised in a row
- 4 years
You receive $14.56 per share a year. The payout takes a large part of its profit or free cash flow.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 9
- Hold 6
- Sell 0
Today's price within the analysts' price targets
The average target of $434.33 is 17% above today's price. 60% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
The company reports no revenue by product.
By region
- PERU 90%
- COLOMBIA 4.1%
- BOLIVIA 2.2%
- CAYMAN ISLANDS 1.6%
- PANAMA 1.2%
- Other 1.2%
PERU brings in 90% of revenue. CAYMAN ISLANDS grew fastest, by 137% a year.
Segments in detail