Summary
72 / 100 · Bulios Score
What speaks for it
- Revenue grew by 18% a year over the last 3 years.
- It has raised its dividend 12 years in a row and pays out only 24% of profit.
- Out of every 100 USD of revenue, 19 USD is left as net profit.
- You pay 11.5 USD for 1 USD of yearly profit, little for its sector.
What to watch
- Analysts expect revenue to fall by 32% this fiscal year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Fairly pricedBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 11.5 USD for 1 USD of yearly profit. Over the last five years it was 12.2 USD on average.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 10% a year over 5 years. Over the last 3 years it grew by 18% a year. For the next fiscal year analysts expect revenue to fall by 32%. Earnings per share grew by 6.1% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 33 USD
- Sales and administration 43 USD
- Taxes and other 4.4 USD
- Net profit 20 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 20 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 2.05%
- Paid out of profit
- 24%
- Raised in a row
- 12 years
You receive $2.52 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Neutral- Buy 4
- Hold 16
- Sell 1
Today's price within the analysts' price targets
The average target of $146 is 14% above today's price. 19% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Fees and commissions revenue 29%
- Fiduciary and Trust 13%
- Deposit Account 6.2%
- Transaction card revenue 5.8%
- Personal trust revenue 5.5%
- Other 41%
By region
The company reports no revenue by region.
Fees and commissions revenue brings in 29% of revenue. Fiduciary and Trust grew fastest, by 9.6% a year.
Segments in detail