Summary
68 / 100 · Bulios Score
What speaks for it
- Out of every 100 USD of revenue, 26 USD is left as net profit.
- Revenue grew by 21% a year over the last 3 years.
- The share price is below the Bulios Fair Price.
What to watch
- Earnings per share fell by 2.7% a year over the last 3 years.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 10.8 USD for 1 USD of yearly profit. Over the last five years it was 11.2 USD on average.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 12% a year over 5 years. Over the last 3 years it grew by 21% a year. Earnings per share fell by 2.7% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 31 USD
- Sales and administration 43 USD
- Taxes and other 0.3 USD
- Net profit 26 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 26 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 2.90%
- Paid out of profit
- 31%
You receive $1.68 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 4
- Hold 2
- Sell 0
Today's price within the analysts' price targets
The average target of $58 is at today's price. 67% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Products And Services, Debt Card Income 37%
- Products And Services, Deposit Accounts Service Charges 24%
- Products And Services, Fiduciary Services Income 18%
- Products And Services, Brokerage and Insurance Commissions 17%
- Products And Services, Other Income 4.7%
By region
The company reports no revenue by region.
Products And Services, Debt Card Income brings in 37% of revenue. Products And Services, Brokerage and Insurance Commissions grew fastest, by 16% a year.
Segments in detail