Summary
71 / 100 · Bulios Score
What speaks for it
- Out of every 100 USD of revenue, 19 USD is left as net profit.
- It bought back its own shares for $1.00B in the last fiscal year, 8.6% of its market value.
What to watch
- It cut its dividend by 19% last year.
- The share price is above the Bulios Fair Price.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks expensiveBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 5.5 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 7.7% a year over 5 years. Over the last 3 years it grew by 7.1% a year. Earnings per share fell by 2.0% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 28 USD
- Sales and administration 49 USD
- Taxes and other 5.1 USD
- Net profit 19 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 19 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
High, safe- Yield
- 7.41%
- Paid out of profit
- 41%
You receive $1.84 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
No coverageNo analyst covers this stock.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Service Charges and Fees 57%
- Card Fees 43%
By region
The company reports no revenue by region.
Service Charges and Fees brings in 57% of revenue.
Segments in detail