Summary
62 / 100 · Bulios Score
What speaks for it
- Out of every 100 USD of revenue, 24 USD is left as net profit.
- The share price is below the Bulios Fair Price.
- Revenue grew by 11% a year over the last 3 years.
What to watch
- Earnings per share fell by 20% a year over the last 3 years.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapPrice against the Bulios Fair Price
P/E against the industry (Banks - Regional)
Bulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 11.5 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 10% a year over 5 years. Over the last 3 years it grew by 11% a year. Earnings per share fell by 20% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 32 USD
- Sales and administration 52 USD
- Taxes and other -9.0 USD
- Net profit 24 USD
Net profit, industry median (Banks - Regional) 14 USD
Out of every 100 USD of revenue, 24 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 1.72%
- Paid out of profit
- 20%
- Raised in a row
- 1 year
You receive $1.38 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Neutral- Buy 2
- Hold 5
- Sell 0
Today's price within the analysts' price targets
The average target of $91 is 13% above today's price. 29% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- W M G Fee Income 47%
- Interchange Revenue 17%
- Product and Service, Other 12%
- Overdraft Fees 11%
- Service Charge on Deposits, Other 6.2%
- Other 6.3%
By region
The company reports no revenue by region.
W M G Fee Income brings in 47% of revenue. Service Charge on Deposits, Other grew fastest, by 13% a year.
Segments in detail