Summary
44 / 100 · Bulios Score
What speaks for it
- Revenue grew by 14% a year over the last 3 years.
- The price moves less than the market (beta 0.26).
What to watch
- The share price is above the Bulios Fair Price.
- Earnings per share fell by 14% a year over the last 3 years.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks expensiveBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 41.7 USD for 1 USD of yearly profit. Over the last five years it was 15.4 USD on average.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 9.2% a year over 5 years. Over the last 3 years it grew by 14% a year. Earnings per share fell by 14% a year over the last 3 years.
Growth in detailDoes it make money?
ReasonablyWhere 100 USD of revenue goes
- Cost of sales 48 USD
- Sales and administration 40 USD
- Taxes and other 0.3 USD
- Net profit 12 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 12 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 0.46%
- Paid out of profit
- 19%
You receive 0.05 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 1
- Hold 1
- Sell 0
Today's price within the analysts' price targets
The average target of $14 is 29% above today's price. 50% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Deposit Account, Title Insurance And Other Non-Interest Income 50%
- Deposit Account 22%
- Other Non-Interest Income 18%
- Title Insurance 8.4%
- Insurance Agency Income 1.6%
By region
The company reports no revenue by region.
Deposit Account, Title Insurance And Other Non-Interest Income brings in 50% of revenue. Insurance Agency Income grew fastest, by 60% a year.
Segments in detail