Summary
65 / 100 · Bulios Score
What speaks for it
- Earnings per share grew by 23% a year over the last 3 years.
- The share price is below the Bulios Fair Price.
What to watch
- It cut its dividend by 51% last year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 9.9 USD for 1 USD of yearly profit. Over the last five years it was 12.1 USD on average.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 6.6% a year over 5 years. Over the last 3 years it grew by 7.4% a year. Earnings per share grew by 23% a year over the last 3 years.
Growth in detailDoes it make money?
PoorlyWhere 100 USD of revenue goes
- Cost of sales 66 USD
- Sales and administration 24 USD
- Taxes and other 1.9 USD
- Net profit 9.0 USD
Net profit, industry median (Insurance - Property & Casualty) 10 USD
Out of every 100 USD of revenue, 9.0 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
High, stretched- Yield
- 7.90%
- Paid out of profit
- 78%
You receive $1.42 per share a year. The payout takes a large part of its profit or free cash flow.
Dividends in detailWhat do analysts expect?
Neutral- Buy 2
- Hold 4
- Sell 1
Today's price within the analysts' price targets
The average target of $45 is 7.6% below today's price. 29% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Commercial Segment 43%
- Specialty Segment 38%
- International Segment 9.8%
- Life and Group Non-Core Segment 8.9%
By region
- Specialty Segment 100%
Commercial Segment brings in 43% of revenue.
Segments in detail