Summary
65 / 100 · Bulios Score
What speaks for it
- Revenue grew by 34% a year over the last 3 years.
- Out of every 100 USD of revenue, 20 USD is left as net profit.
What to watch
- The share price is above the Bulios Fair Price.
- Analysts expect revenue to fall by 15% this fiscal year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks expensiveBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 11.5 USD for 1 USD of yearly profit. Over the last five years it was 15.4 USD on average.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 18% a year over 5 years. Over the last 3 years it grew by 34% a year. For the next fiscal year analysts expect revenue to fall by 15%. Earnings per share grew by 14% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 29 USD
- Sales and administration 44 USD
- Taxes and other 6.8 USD
- Net profit 20 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 20 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
High, stretched- Yield
- 5.22%
- Paid out of profit
- 60%
- Raised in a row
- 4 years
You receive $1.48 per share a year. The payout takes a large part of its profit or free cash flow.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 11
- Hold 8
- Sell 0
Today's price within the analysts' price targets
The average target of $34.2 is 21% above today's price. 58% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Total Service Charges on Deposits 32%
- Card-based Fees 22%
- Account Service Fees 22%
- Investment Advisory, Management and Administrative Service 13%
- Transaction-based and overdraft service charges 10%
By region
The company reports no revenue by region.
Total Service Charges on Deposits brings in 32% of revenue. Investment Advisory, Management and Administrative Service grew fastest, by 61% a year.
Segments in detail