Essent Group Ltd. ESNT · NYSE
$65.05 +0.54% (+$0.35)
Summary
73 / 100 · Bulios Score
What speaks for it
- Out of every 100 USD of revenue, 51 USD is left as net profit.
- The share price is below the Bulios Fair Price.
- It bought back its own shares for $587.7M in the last fiscal year, 10% of its market value.
- It has raised its dividend 6 years in a row and pays out only 18% of profit.
What to watch
- Earnings per share fell by 3.7% a year over the last 3 years.
- It missed profit estimates 4 times in the last 8 quarters.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 8.6 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 5.7% a year over 5 years. Over the last 3 years it grew by 7.4% a year. Earnings per share fell by 3.7% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 15 USD
- Sales and administration 23 USD
- Taxes and other 11 USD
- Net profit 51 USD
Net profit, industry median (Insurance - Specialty) 14 USD
Out of every 100 USD of revenue, 51 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 2.09%
- Paid out of profit
- 18%
- Raised in a row
- 6 years
You receive $1.36 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 11
- Hold 7
- Sell 1
Today's price within the analysts' price targets
The average target of $70 is 7.6% above today's price. 58% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Mortgage Insurance Segment 92%
- Reinsurance 7.8%
By region
The company reports no revenue by region.
Mortgage Insurance Segment brings in 92% of revenue.
Segments in detail