Summary
62 / 100 · Bulios Score
What speaks for it
- The share price is below the Bulios Fair Price.
- Revenue grew by 15% a year over the last 3 years.
- Out of every 100 USD of revenue, 19 USD is left as free cash.
- Analysts expect revenue to grow by 17% this fiscal year.
What to watch
- Earnings per share fell by 14% a year over the last 3 years.
- For every 100 USD of shareholders' equity it carries 206 USD of debt.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 19.8 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 13% a year over 5 years. Over the last 3 years it grew by 15% a year. For the next fiscal year analysts expect revenue to grow by 17%. Earnings per share fell by 14% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 57 USD
- Sales and administration 25 USD
- Taxes and other 8.1 USD
- Net profit 9.8 USD
Net profit, industry median (Specialty Business Services) 6.9 USD
Out of every 100 USD of revenue, 9.8 USD is left as net profit.
Profitability in detailIs it financially healthy?
Debt is a burdenRepaying all its debt would take 6.9 years of free cash flow. Its debt is larger than its cash.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 0.64%
- Paid out of profit
- 13%
You receive $0.20 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 11
- Hold 7
- Sell 0
Today's price within the analysts' price targets
The average target of $34 is 9.0% above today's price. 61% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2023By product
- Payment Processing 63%
- Software Sale And Developments 20%
- Transaction Processing And Monitoring Fees 17%
By region
- PUERTO RICO 61%
- Latin America 37%
- Caribbean 2.3%
Payment Processing brings in 63% of revenue. Transaction Processing And Monitoring Fees grew fastest, by 37% a year.
Segments in detail