First Citizens BancShares, Inc. FCNCB · OTC
$1,645.00 +0.00% (+$0.00)
Summary
78 / 100 · Bulios Score
What speaks for it
- Earnings per share grew by 35% a year over the last 3 years.
- It has raised its dividend 9 years in a row and pays out only 4.1% of profit.
- The share price is below the Bulios Fair Price.
- It bought back its own shares for $3.03B in the last fiscal year, 16% of its market value.
What to watch
- Analysts expect revenue to fall by 39% this fiscal year.
- Earnings per share swing sharply from year to year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 8.0 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 50% a year over 5 years. Over the last 3 years it grew by 42% a year. For the next fiscal year analysts expect revenue to fall by 39%. Earnings per share grew by 35% a year over the last 3 years.
Growth in detailDoes it make money?
ReasonablyWhere 100 USD of revenue goes
- Cost of sales 36 USD
- Sales and administration 42 USD
- Taxes and other 5.6 USD
- Net profit 16 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 16 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 0.51%
- Paid out of profit
- 4.1%
- Raised in a row
- 9 years
You receive $8.40 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 4
- Hold 1
- Sell 0
No analyst has published a price target.
80% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Deposit Fees and Service Charges 26%
- Asset Management 24%
- Credit and Debit Card 17%
- International Fees 14%
- Factoring Commissions 7.7%
- Other 11%
By region
The company reports no revenue by region.
Deposit Fees and Service Charges brings in 26% of revenue. International Fees grew fastest, by 21% a year.
Segments in detail