First Financial Bankshares, Inc. FFIN NASDAQ · Financials · United States
$30.28 +0.07% +$0.02
Summary
72 / 100 · Bulios Score
What speaks for it
- Out of every 100 USD of revenue, 33 USD is left as net profit.
- Revenue grew by 14% a year over the last 3 years.
- You pay 14.9 USD for 1 USD of yearly profit, little for its sector.
- It has raised its dividend 5 years in a row and pays out only 40% of profit.
What to watch
- Analysts expect revenue to fall by 15% this fiscal year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Fairly pricedBy our assumptions the price matches the value of the business: the two differ by less than 10 %.
Bulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 14.9 USD for 1 USD of yearly profit. Over the last five years it was 23.0 USD on average.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 11% a year over 5 years. Over the last 3 years it grew by 14% a year. For the next fiscal year analysts expect revenue to fall by 15%. Earnings per share grew by 2.6% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 24 USD
- Sales and administration 36 USD
- Taxes and other 7.4 USD
- Net profit 33 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 33 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 2.71%
- Paid out of profit
- 40%
- Raised in a row
- 5 years
You receive $0.82 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Neutral- Buy 1
- Hold 13
- Sell 3
Today's price within the analysts' price targets
The average target of $34.67 is 14% above today's price. 5.9% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2018By product
- Fiduciary and Trust 43%
- Deposit Account 33%
- Mortgage Banking 23%
By region
The company reports no revenue by region.
Fiduciary and Trust brings in 43% of revenue.
Segments in detail