FinVolution Group FINV · NYSE
$3.14 -0.79% (-$0.03)
Summary
74 / 100 · Bulios Score
What speaks for it
- The share price is below the Bulios Fair Price.
- It bought back its own shares for ¥767.0M in the last fiscal year, 15% of its market value.
- It has raised its dividend 5 years in a row and pays out only 27% of profit.
What to watch
- Revenue growth is slowing: 5.4% a year over the last 3 years against 12% over 5 years.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 2.7 CNY for 1 CNY of yearly profit. Over the last five years it was 4.3 CNY on average.
Valuation in detailIs it growing?
SlowlyRevenue (CNY)
Diluted EPS (CNY)
- Analyst estimate
Revenue grew by 12% a year over 5 years. Over the last 3 years it grew by 5.4% a year. Earnings per share grew by 6.2% a year over the last 3 years.
Growth in detailDoes it make money?
ReasonablyWhere 100 CNY of revenue goes
- Cost of sales 24 CNY
- Research and development 1.1 CNY
- Sales and administration 58 CNY
- Taxes and other 3.1 CNY
- Net profit 15 CNY
Net profit, industry median (Financial - Credit Services) 16 CNY
Out of every 100 CNY of revenue, 15 CNY is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
High, safe- Yield
- 9.73%
- Paid out of profit
- 27%
- Raised in a row
- 5 years
You receive $0.31 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 3
- Hold 1
- Sell 0
Today's price within the analysts' price targets
The average target of $4.7 is 50% above today's price. 75% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Loan Facilitation Service Fees 49%
- Guarantee Income 39%
- Financial Service, Other 12%
By region
- The PRC 75%
- Indonesia 15%
- PHILIPPINES 8.8%
- Others 0.7%
Loan Facilitation Service Fees brings in 49% of revenue. Financial Service, Other grew fastest, by 24% a year.
Segments in detail