Summary
67 / 100 · Bulios Score
What speaks for it
- It has raised its dividend 14 years in a row and pays out only 58% of profit.
- Revenue grew by 14% a year over the last 3 years.
- The share price is below the Bulios Fair Price.
- Out of every 100 USD of revenue, 18 USD is left as net profit.
What to watch
None of the indicators we track raises a caution right now.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 12.9 USD for 1 USD of yearly profit. Over the last five years it was 10.6 USD on average.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 13% a year over 5 years. Over the last 3 years it grew by 14% a year. Earnings per share grew by 0.6% a year over the last 3 years.
Growth in detailDoes it make money?
ReasonablyWhere 100 USD of revenue goes
- Cost of sales 32 USD
- Sales and administration 31 USD
- Taxes and other -5.2 USD
- Net profit 18 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 18 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Moderate, stretched- Yield
- 4.48%
- Paid out of profit
- 58%
- Raised in a row
- 14 years
You receive $1.82 per share a year. The payout takes a large part of its profit or free cash flow.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 11
- Hold 1
- Sell 0
Today's price within the analysts' price targets
The average target of $47 is 16% above today's price. 92% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Fiduciary and Trust 38%
- Deposit Account 36%
- Credit Card 21%
- Derivative Hedging 3.6%
- Financial Service, Other 1.6%
By region
The company reports no revenue by region.
Fiduciary and Trust brings in 38% of revenue. Deposit Account grew fastest, by 9.8% a year.
Segments in detail