Summary
58 / 100 · Bulios Score
What speaks for it
- Revenue grew by 23% a year over the last 3 years.
- It has raised its dividend 10 years in a row and pays out only 28% of profit.
- The share price is below the Bulios Fair Price.
- Out of every 100 USD of revenue, 18 USD is left as net profit.
What to watch
- Earnings per share fell by 9.9% a year over the last 3 years.
- Earnings per share swing sharply from year to year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 12.3 USD for 1 USD of yearly profit.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 23% a year over 5 years. Over the last 3 years it grew by 23% a year. Earnings per share fell by 9.9% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 22 USD
- Sales and administration 55 USD
- Taxes and other 4.5 USD
- Net profit 18 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 18 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 2.31%
- Paid out of profit
- 28%
- Raised in a row
- 10 years
You receive $0.68 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 1
- Hold 0
- Sell 0
Today's price within the analysts' price targets
The average target of $21 is 29% below today's price. 100% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2018By product
- Bank Servicing And Deposit Account 41%
- Credit And Debit Card 29%
- Financial Service, Wealth Management 22%
- Financial Service, Other 7.8%
By region
The company reports no revenue by region.
Bank Servicing And Deposit Account brings in 41% of revenue.
Segments in detail