Summary
72 / 100 · Bulios Score
What speaks for it
- The share price is below the Bulios Fair Price.
- It beat profit estimates 7 times in the last 8 quarters.
What to watch
- Earnings per share fell by 26% a year over the last 3 years.
- Earnings per share swing sharply from year to year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 8.6 USD for 1 USD of yearly profit. Over the last five years it was 42.5 USD on average.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 24% a year over 5 years. Over the last 3 years it grew by 1.7% a year. Earnings per share fell by 26% a year over the last 3 years.
Growth in detailDoes it make money?
ReasonablyWhere 100 USD of revenue goes
- Cost of sales 29 USD
- Sales and administration 53 USD
- Taxes and other 3.3 USD
- Net profit 15 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 15 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
NoIt pays no dividend.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 12
- Hold 10
- Sell 0
Today's price within the analysts' price targets
The average target of $22.5 is 55% above today's price. 55% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Financial Service 86%
- Servicing Fees 14%
By region
The company reports no revenue by region.
Financial Service brings in 86% of revenue.
Segments in detail