HDFC Bank Limited HDB · NYSE
$22.58 +1.32% (+$0.30)
Summary
78 / 100 · Bulios Score
What speaks for it
- Revenue grew by 38% a year over the last 3 years.
- The share price is below the Bulios Fair Price.
What to watch
- Analysts expect revenue to fall by 54% this fiscal year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapPrice against the Bulios Fair Price
P/E against its own last 5 years
P/E against the industry (Banks - Regional)
Bulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 13.9 INR for 1 INR of yearly profit. Over the last five years it was 22.9 INR on average.
Valuation in detailIs it growing?
Yes, fastRevenue (INR)
Diluted EPS (INR)
- Analyst estimate
Revenue grew by 24% a year over 5 years. Over the last 3 years it grew by 38% a year. For the next fiscal year analysts expect revenue to fall by 54%. Earnings per share grew by 11% a year over the last 3 years.
Growth in detailDoes it make money?
ReasonablyWhere 100 INR of revenue goes
- Cost of sales 40 INR
- Sales and administration 38 INR
- Taxes and other 5.9 INR
- Net profit 16 INR
Net profit, industry median (Banks - Regional) 27 INR
Out of every 100 INR of revenue, 16 INR is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Moderate, stretched- Yield
- 3.71%
- Paid out of profit
- 51%
- Raised in a row
- 4 years
You receive $0.84 per share a year. The payout takes a large part of its profit or free cash flow.
Dividends in detailWhat do analysts expect?
Neutral- Buy 2
- Hold 4
- Sell 0
No analyst has published a price target.
33% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2012By product
- Retail Banking 58%
- Wholesale Segment 41%
- Treasury Services Segment 1.3%
By region
- Wholesale Segment 100%
Retail Banking brings in 58% of revenue.
Segments in detail