Summary
78 / 100 · Bulios Score
What speaks for it
- Out of every 100 USD of revenue, 32 USD is left as net profit.
- Earnings per share grew by 15% a year over the last 3 years.
- It has raised its dividend 8 years in a row and pays out only 48% of profit.
What to watch
- Analysts expect revenue to fall by 16% this fiscal year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Fairly pricedBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 17.0 USD for 1 USD of yearly profit. Over the last five years it was 13.2 USD on average.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 12% a year over 5 years. Over the last 3 years it grew by 9.9% a year. For the next fiscal year analysts expect revenue to fall by 16%. Earnings per share grew by 15% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 26 USD
- Sales and administration 33 USD
- Taxes and other 9.4 USD
- Net profit 32 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 32 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 2.85%
- Paid out of profit
- 48%
- Raised in a row
- 8 years
You receive $0.86 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Neutral- Buy 7
- Hold 12
- Sell 0
Today's price within the analysts' price targets
The average target of $33.25 is 11% above today's price. 37% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Financial Service, Other 54%
- Deposit Account 46%
By region
The company reports no revenue by region.
Financial Service, Other brings in 54% of revenue. Deposit Account grew fastest, by 16% a year.
Segments in detail