ING Groep N.V. ING · NYSE
$33.44 +0.51% (+$0.17)
Summary
55 / 100 · Bulios Score
What speaks for it
- Earnings per share grew by 28% a year over the last 3 years.
- The share price is below the Bulios Fair Price.
- Out of every 100 EUR of revenue, 17 EUR is left as net profit.
What to watch
- Revenue fell by 12% a year over the last 3 years.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 12.5 EUR for 1 EUR of yearly profit. Over the last five years it was 9.3 EUR on average.
Valuation in detailIs it growing?
SlowlyRevenue (EUR)
Diluted EPS (EUR)
- Analyst estimate
Revenue fell by 3.1% a year over 5 years. Over the last 3 years it fell by 12% a year. For the next fiscal year analysts expect revenue to grow by 8.6%. Earnings per share grew by 28% a year over the last 3 years.
Growth in detailDoes it make money?
ReasonablyWhere 100 EUR of revenue goes
- Cost of sales 3.2 EUR
- Sales and administration 73 EUR
- Taxes and other 7.7 EUR
- Net profit 17 EUR
Net profit, industry median (Banks - Diversified) 18 EUR
Out of every 100 EUR of revenue, 17 EUR is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Moderate, stretched- Yield
- 4.56%
- Paid out of profit
- 57%
- Raised in a row
- 3 years
You receive $1.32 per share a year. The payout takes a large part of its profit or free cash flow.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 11
- Hold 6
- Sell 0
Today's price within the analysts' price targets
The average target of $22.5 is 33% below today's price. 65% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2022By product
The company reports no revenue by product.
By region
- Country of domicile 30%
- GERMANY 29%
- BELGIUM 15%
- POLAND 5.6%
- AUSTRALIA 3.2%
- Other 17%
Country of domicile brings in 30% of revenue. GERMANY grew fastest, by 39% a year.
Segments in detail