Summary
66 / 100 · Bulios Score
What speaks for it
- Revenue grew by 14% a year over the last 3 years.
- Out of every 100 USD of revenue, 20 USD is left as net profit.
- The share price is below the Bulios Fair Price.
What to watch
- Earnings per share fell by 4.2% a year over the last 3 years.
- It missed profit estimates 4 times in the last 8 quarters.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 14.6 USD for 1 USD of yearly profit. Over the last five years it was 12.2 USD on average.
Valuation in detailIs it growing?
SlowlyRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 8.1% a year over 5 years. Over the last 3 years it grew by 14% a year. Earnings per share fell by 4.2% a year over the last 3 years.
Growth in detailDoes it make money?
ReasonablyWhere 100 USD of revenue goes
- Cost of sales 24 USD
- Sales and administration 46 USD
- Taxes and other -16 USD
- Net profit 20 USD
Net profit, industry median (Banks - Regional) 21 USD
Out of every 100 USD of revenue, 20 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
Small, safe- Yield
- 2.76%
- Paid out of profit
- 40%
You receive $1.12 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 1
- Hold 0
- Sell 0
Today's price within the analysts' price targets
The average target of $43 is 5.8% above today's price. 100% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Debit Card 38%
- Fiduciary and Trust 32%
- ATM Income 9.7%
- Service Charges And Deposit Account Fees 8.6%
- Investment Advice 6.6%
- Other 4.9%
By region
The company reports no revenue by region.
Debit Card brings in 38% of revenue. Service Charges And Deposit Account Fees grew fastest, by 32% a year.
Segments in detail