Jiayin JFIN · NASDAQ
$1.28 -3.03% (-$0.04)
Summary
59 / 100 · Bulios Score
What speaks for it
- The share price is below the Bulios Fair Price.
- It bought back its own shares for ¥110.7M in the last fiscal year, 25% of its market value.
What to watch
- Revenue fell by 36% a year over the last 3 years.
- Out of every 100 CNY of revenue, only 5.7 CNY is left as net profit.
- It missed profit estimates 4 times in the last 8 quarters.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 1.9 CNY for 1 CNY of yearly profit. Over the last five years it was 3.2 CNY on average.
Valuation in detailIs it growing?
It is shrinkingRevenue (CNY)
Diluted EPS (CNY)
- Analyst estimate
Revenue fell by 7.8% a year over 5 years. Over the last 3 years it fell by 36% a year. Earnings per share fell by 43% a year over the last 3 years.
Growth in detailDoes it make money?
PoorlyWhere 100 CNY of revenue goes
- Cost of sales 37 CNY
- Research and development 8.1 CNY
- Sales and administration 49 CNY
- Taxes and other 0.1 CNY
- Net profit 5.7 CNY
Net profit, industry median (Financial - Credit Services) 16 CNY
Out of every 100 CNY of revenue, 5.7 CNY is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
NoIt pays no dividend.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 1
- Hold 0
- Sell 0
No analyst has published a price target.
100% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2022By product
- Loan Facilitation Services 88%
- Other Revenues 12%
By region
The company reports no revenue by region.
Loan Facilitation Services brings in 88% of revenue. Other Revenues grew fastest, by 22% a year.
Segments in detail