Summary
88 / 100 · Bulios Score
What speaks for it
- Earnings per share grew by 18% a year over the last 3 years.
- Out of every 100 USD of revenue, 22 USD is left as net profit.
- The share price is below the Bulios Fair Price.
- It bought back its own shares for $34.6B in the last fiscal year, 4.8% of its market value.
What to watch
- Analysts expect revenue to fall by 26% this fiscal year.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 11.0 USD for 1 USD of yearly profit. Over the last five years it was 1.5 USD on average.
Valuation in detailIs it growing?
Yes, fastRevenue (USD)
Diluted EPS (USD)
- Analyst estimate
Revenue grew by 17% a year over 5 years. Over the last 3 years it grew by 22% a year. For the next fiscal year analysts expect revenue to fall by 26%. Earnings per share grew by 18% a year over the last 3 years.
Growth in detailDoes it make money?
Very wellWhere 100 USD of revenue goes
- Cost of sales 37 USD
- Sales and administration 35 USD
- Taxes and other 6.4 USD
- Net profit 22 USD
Net profit, industry median (Banks - Diversified) 18 USD
Out of every 100 USD of revenue, 22 USD is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
High, stretched- Yield
- 6.54%
- Paid out of profit
- 72%
You receive $1.50 per share a year. The payout takes a large part of its profit or free cash flow.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 25
- Hold 19
- Sell 3
No analyst has published a price target.
53% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Commercial And Investment Bank 44%
- Consumer & Community Banking 43%
- Asset and Wealth Management Segment 13%
By region
- North America 78%
- EMEA 13%
- Asia Pacific 6.8%
- Latin America 2.2%
Commercial And Investment Bank brings in 44% of revenue. Consumer & Community Banking grew fastest, by 11% a year.
Segments in detail