LexinFintech Holdings Ltd. LX · NASDAQ
$0.61 -5.03% (-$0.03)
Summary
78 / 100 · Bulios Score
What speaks for it
- Earnings per share grew by 27% a year over the last 3 years.
- The share price is below the Bulios Fair Price.
- It bought back its own shares for ¥202.1M in the last fiscal year, 29% of its market value.
What to watch
- It missed profit estimates 5 times in the last 8 quarters.
- Out of every 100 CNY of revenue, only 8.0 CNY is left as net profit.
Bulios Scoring describes a company's quality and track record, not its future return. A high score is not a buy signal. Learn more
Score in detailPrice
Is it expensive?
Looks cheapBulios Fair Price is an estimate of a stock's fair value from the Bulios valuation model. It is an input for your own analysis, not investment advice. How does it work?
Today you pay 0.7 CNY for 1 CNY of yearly profit. Over the last five years it was 3.3 CNY on average.
Valuation in detailIs it growing?
Yes, fastRevenue (CNY)
Diluted EPS (CNY)
- Analyst estimate
Revenue grew by 1.9% a year over 5 years. Over the last 3 years it grew by 9.0% a year. Earnings per share grew by 27% a year over the last 3 years.
Growth in detailDoes it make money?
PoorlyWhere 100 CNY of revenue goes
- Cost of sales 39 CNY
- Research and development 3.3 CNY
- Sales and administration 47 CNY
- Taxes and other 2.0 CNY
- Net profit 8.0 CNY
Net profit, industry median (Financial - Credit Services) 16 CNY
Out of every 100 CNY of revenue, 8.0 CNY is left as net profit.
Profitability in detailIs it financially healthy?
Banks and insurers work with their customers' money, so their debt is judged differently; see the health section for their capital figures.
Financial health in detailDoes it pay a dividend?
High, safe- Yield
- 29.36%
- Paid out of profit
- 20%
- Raised in a row
- 1 year
You receive $0.19 per share a year. The company covers the payout with ease.
Dividends in detailWhat do analysts expect?
Mildly positive- Buy 9
- Hold 3
- Sell 0
Today's price within the analysts' price targets
The average target of $3.5 is 475% above today's price. 75% of the analysts recommend buying.
Analysts in detailWhat does it earn on?
Fiscal year 2025By product
- Service 92%
- Service, Other 8.4%
By region
The company reports no revenue by region.
Service brings in 92% of revenue. Service, Other grew fastest, by 12% a year.
Segments in detail